A lady walks into a bank in New York City and asks for the loan officer. She says she’s going to Europe on business for two weeks and needs to borrow $5,000.
The bank officer says the bank will need some kind of security for the loan, so the lady hands over the keys to a new Rolls Royce. The car is parked on the street in front of the bank; she has the title, and everything checks out. The bank agrees to accept the car as collateral for the loan. The bank’s president and its officers all enjoy a good laugh at the lady for using a $250,000 Rolls as collateral against a $5,000 loan.
An employee of the bank then drives the Rolls into the bank’s underground garage and parks it there. Two weeks later, the lady returns and repays the $5,000 and the interest, which comes to $15.41. The loan officer says, “Miss, we are very happy to have had your business, and this transaction has worked out very nicely; but we are a little puzzled. We checked you out and found that you are a multimillionaire. What puzzles us is – why would you bother to borrow $5,000?”
The lady replies “Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return?”
4 CommentsLeave a Reply
I think the best part of the joke is that she turns out not to be dumb, but in fact very clever. Try not to give that away in the title.
The interest is 8.035% in case people were wondering.
A smart blonde joke?
Did you just title a joke with what is basically the punchline?